Not all banks are the same, like not all colleges, builders and travel agents are the same. You shouldn’t just put your money in any bank, for the same reason that you wouldn’t leave your kids with just anyone or let just anyone re-design your house or balance your books or fix the wiring in your home.
No decision is a bad decision because not just anything will do, like not just any bank will do. You need a bank that specialises in and is dedicated to savings and investments. A bank you can trust with your money. That’s not just any bank, that’s Rabodirect.